There are two questions that always come up when I’m speaking with clients. One is will it be a hard hit to my credit and second is does a pre-qualification mean I’m pre-approved.
The first step in starting your home search.
Getting pre-qualified is the first step in starting your home search. The benefit to you as the Buyer is that it allows you to know how much home you can afford. The benefit to the real estate professional (Seller’s agent) or the Builder (new construction) is that it shows how serious you are as a Buyer. Plus, it will save you a lot of time in looking at homes or falling in love with homes that are outside of your price range.
There are two questions that always come up when I’m speaking with clients. One is will it be a hard hit to my credit and second is does a pre-qualification mean I’m pre-approved. Different lenders have different processes for qualifying and approving their clients. Whichever lender you decide to work with, please be sure to ask these and any other questions that you may have. Remember, they are there to work with you in achieving your financing goals.
Robert has been a Mortgage Loan Originator for over 25 years which has allowed him to see a lot of changes over the years and work with clients in many different situations. He has a personal goal of making sure every customer understands what they are signing and leaves the closing with no question unanswered.
Robert offers all products from government loans, to conventional loans, to the first-time homebuyer programs. He is a multi-million-dollar producer. He is the recipient of the Platinum Circle award, which is the highest level awarded to loan originators at Interlinc Mortgage Services for production and outstanding customer service.
InterLinc Mortgage Services (InterLinc) has a companywide goal and motto of “On Time and As Agreed”. InterLinc believes that in order to deliver the “service without exception” experience to each and every one of their clients, they must have the ability to manage every aspect of the mortgage process.
They provide in-house origination, processing, underwriting, and closing. By using this full-service approach, they do not have to rely on anyone but their own team members to fulfill their commitment to you and get your loan closed “On Time and As Agreed!”
Licensed Texas REALTOR®